And I want to break it down for you in a way that’s simple, calm, and actually helpful.

Zillow is now facing an expanded class-action lawsuit — and the newest filing includes RICO allegations.
That sounds heavy, but here’s what it really means.

The lawsuit claims Zillow designed a system that quietly steered buyers toward agents and lenders inside its own network.
Not necessarily the listing agent.
Not necessarily the best fit.
Just the person tied to their platform.

Some partner agents, according to the complaint, were sending as much as 40% of their commission back to Zillow for the lead.
And when a fee like that sits in the background, the buyer or seller usually feels it somewhere in the transaction.

Former agents and loan officers inside Zillow’s mortgage division also came forward.

They described pressure to keep loans “in-house,” hit quotas, and keep clients inside the Zillow ecosystem — even when better loan options may have existed.

Zillow denies all wrongdoing.
The courts will sort it out.
But you don’t need a courtroom to understand the bigger point here.

If you’re in the market for a home, you want clarity.
Not noise.
Not pressure.
Not someone pushing you toward a lender or agent you didn’t choose.

Here’s the real takeaway:

Anytime a platform connects you to an agent or lender with one click, ask one question — “Who pays whom here?”

Because the person paying for the lead usually drives the advice.
And you deserve advice that’s shaped around your best interest, not a backend referral fee.

Slow down.
Ask how the connection works.
Ask if they pay for leads.
Ask who gets a piece of the commission.
These questions protect you more than anything else in a high-priced market.

Transparency isn’t optional.
It’s the foundation of good decision-making.

The easiest lender to click is rarely the best lender for your situation.
Before you commit:

Get three loan quotes from three different sources:

Put them side by side — rate, closing costs, mortgage insurance, and monthly payment.
It takes ten minutes, and it can save you thousands.

Convenience is great.
But clarity is better.

Just wanted to take a moment to say how grateful I am that you’re part of this community. Whether you’re already a homeowner or working toward it, I’m thankful I get to help guide you on that journey.

Hope today brings good food, good people, and a little break from the craziness.

Enjoy every moment, you deserve it.

Happy Thanksgiving!

– Brandon

Continue learning, plan smart, and, as always, don’t pay more than you need to for your home. 🏡💡

- Brandon Brotsky

P.S. New here? Start with our Smart Homebuyer Welcome Kit, it’s a simple guide to rates, payments, and strategies that could save you thousands.